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Why Finance with Shaw Floors?

As you consider the flooring that fits your lifestyle, take advantage of Shaw Floors' special financing offers.

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Apply in minutes

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Receive a quick credit decision

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Use your account immediately

Cozy living room with stone fireplace and engineered hardwood flooring in warm brown tones

How It Works

Complete the credit application through Wells Fargo Bank, N.A., and you will receive a quick credit decision. This will give you buying power and convenient payment options so you can purchase the floor you have always wanted. Other benefits include:


  • Competitive Interest Rates
  • Extended Payment Terms
  • Online Bill Pay
Cozy bedroom scene with soft beige carpet flooring, featuring a neatly made bed with a gray quilt and a wooden bench with a coffee cup and saucer.

Cardholder Benefits

As a Shaw Floors credit cardholder, you'll have instant access to:


  • The purchasing power to help you get the floors you really want
  • Flexible financing offers that fit your budget
  • Convenient monthly payments
  • A dedicated line of credit to help you update more rooms in the future


Plus, no annual fee and no additional charge for prepayment1


1 Subject to credit approval. Learn more.

Flexible Financing Options

Your flooring retailer may offer several different types of financing promotions, each designed to give you purchasing power today with the flexibility to pay over time.

No Interest (o% APR) Plans with Equal Payments1,2


  • No interest is applied on your financed purchase
  • Consistent payments each month during the promotional period

No Interest if Paid in Full Plans1,3


Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period


  • No interest if the purchase balance is paid off during the promotional period
  • May need to pay more than the required minimum monthly payment to pay off the purchase amount during the promotional period (or pay in a lump sum)


Offers vary by retail location. Find a retailer.


1,2,3Learn more about promotional plans.

Get Your Dream Floor Today

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Find a Retailer

Need help finding a Shaw Floors retailer? Click here to find participating retailer in you area who off Shaw Floors consumer financing through Wells Fargo Bank, N.A.

Find a Retailer

1. The Shaw Floors credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF). Offer expires 07/31/2025.


2. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).. 


3 Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).